Massachusetts:
NOTICE OF IMPORTANT RIGHTS
YOU HAVE THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF SUCH REQUEST TO 12515 RESEARCH BLVD. BLDG. 2, AUSTIN, TEXAS 78759.. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE OUR OFFICE AT 12515 RESEARCH BLVD. BLDG. 2, AUSTIN, TEXAS 78759.
Minnesota:
This collection agency is licensed by the Minnesota Department of Commerce.”
If you feel that your concerns have not been addressed please contact our dispute resolution Department at 1 800 880-8200 extension .7583 and allow us the opportunity to try to address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General’s office, which can be reached at 651-296-3353 or 1 800 657-3787.
New Mexico:
For medical accounts only: The New Mexico Surprise Billing Protection Act requires each health facility licensed pursuant to the Public Health Act [Chapter 24, Article 1 NMSA 1978] to post the following on the health facility’s website in a publicly accessible manner:
(1) the names and hyperlinks for direct access to the websites of all health insurance carriers with which the hospital has a contract for services;
(2) a statement that sets forth the following:
(a) services may be performed in the hospital by participating providers as well as nonparticipating providers who may separately bill the patient;
(b) providers that perform health care services in the hospital may or may not participate in the same health benefits plans as the hospital; and
(c) prospective patients should contact their health insurance carriers in advance of receiving services at that hospital to determine whether the scheduled health care services provided in that hospital will be covered at in-network rates;
(3) the rights of covered persons under the Surprise Billing Protection Act [59A-57A-1 NMSA 1978]; and
(4) instructions for contacting the superintendent.
Nevada:
For medical debts only: If your pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as (1) acknowledgement of the debt by you; and (2) A waiver by you of any applicable statue of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt.. If you do not understand or have questions concerning your legal rights or obligations relating to the debt you should seek legal advice.
New York State Residents:
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:
- Supplemental security income, (SSI);
- Social security;
- Public assistance (welfare);
- Spousal support, maintenance (alimony) or child support;
- Unemployment benefits;
- Disability benefits;
- Workers’ compensation benefits;
- Public or private pensions;
- Veterans’ benefits;
- Federal student loans, federal student grants, and federal work study funds; and
- Ninety percent of your wages or salary earned in the last sixty days.
Debt Collectors are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:
(i) the use or threat of violence;
(ii) the use of obscene or profane language; and
(iii) repeated phone calls made with the intent to annoy, abuse, or harass.
No debt collection agencies shall make any representation that a person is required to pay the debt of a family member in a way that contravenes with the Fair Debt Collection Practices Act (15 USC § 1692 et seq.). No debt collection agencies shall make any misrepresentation about a family member’s obligation to pay such debts.
New York City Residents:
Financial Corporation of America is licensed by the New York City Department of Consumer Affairs – License Number 2012932-DCA.
You may call ____________toll free at 800 880-8200 extension ____during normal business hours. To review specific details regarding the account we are attempting to collect click the Consumer Account Tab at the top of this web page and enter the information requested in order to review your specific account information including the name of your creditor and the current balance due.
This is an attempt to collect a debt and any information obtained will be used for that purpose.
Please contact us to confirm your preferred language preference. You may request a translation of certain communications into a language other than English. In addition, a translation and description of commonly-used debt collection terms is available in multiple languages on the NYC Department of Consumer Affairs website, www.nyc.gov/dca.
